Get a Sweet Deal on a Pre-Owned Ft. Bliss Area Kia

Whenever you are looking at getting a brand new car and disposing of your current vehicle, you need to determine whether it is more beneficial to trade in the vehicle or attempt to sell it on your own. People often assume they have to trade in their current car or truck. However, this is not the case, and you are free to either trade it in at your new car dealer in El Paso or attempt to find your own buyer. Benefits of Trading In Your Current Car The main reason for trading in your current vehicle is in those situations where you lack any form of down payment. Most lenders want to see buyers commit a percentage of their own money towards the purchase of their new Kia from Kia dealerships in El Paso. The amount of money contributed does not have to be cash and can be in the form of a trade-in, as long as the trade-in has sufficient value. In some cases, some lenders might require some additional cash when the value of the trade-in is not enough. Another reason to trade in your car is if you still owe money on the vehicle and cannot afford to make two monthly car payments. Your El Paso Kia dealer will take the value of the trade in, subtract the payoff amount owed your current lender, and deduct any remaining value off of the purchase price of the new Kia. Keep in mind, if you owe more on your current loan than it is worth, the dealer is still able to accept it as a trade-in. However, any amount in excess of the current value is added to the purchase price of the new Kia. Benefits of Selling Your Car Yourself One reason to not trade in your car and to sell it yourself is when there is a big difference between the trade-in value price and the private resale price. Sometimes this discrepancy can be several thousands of dollars, and you may not want to lose the additional money. You do not have to sell the current vehicle before you purchase your new one. However, if you take this route, you are probably going to need a cash down payment in order to finance your new Kia. After you sell your car, you can use the proceeds to pay down your new car loan. In the event you are leasing your new Kia, while you could trade in your current car, the value of it is sometimes more than the required lease deposit. If you do not intend to keep the vehicle at the end of the lease period, it makes more sense to sell the car yourself and put the extra cash in your pocket. Shop for your next new Kia today by visiting us, here at Integrity Kia today, or call us at 915-856-2982 for friendly and professional assistance finding your new car.

Shopping for a new Kia from your local El Paso car dealer is supposed to be fun and exciting. If you are stressed out by the idea of looking for a new Kia Soul or other Kia vehicle, it might be because you are attempting to shop for your new Kia, get it financed, and drive it home, all on the same day. Taking this approach is overwhelming because you end up wasting an entire day, sometimes more, just to buy a new car. It is much better to take a more relaxed approach to finding your next new Kia Optima or other car. Start your new Kia vehicle shopping by browsing online at local El Paso Kia dealers to learn about current models, features, and options. While you are doing this, make a wish list of the packages and options you would like in your new Kia. In addition, compare interior and exterior colors and upholstery options, as well as wheel and tire options, and make a note of which ones you prefer. The next step is to check out the online inventories available from the Kia dealership in El Paso. Most dealers provide the same information online as is found on the window stickers of the vehicles sitting on their car lots. For instance, you can find out how many white Kia Sorento models the dealer has in stock, along with which features and options each one has. Once you have narrowed down your vehicle selection to a few models, the next step for stress-free shopping is to get prequalified for financing. Taking the time to fill out the paperwork from the convenience of your home is a big time saver. Lenders let you know ahead of time exactly how much they will finance on your new Kia vehicle. Further, you know how much of a down payment you are going to need, or if you even require one, like if you are trading in your current vehicle. If you have a trade-in, take the time to value it before heading to the El Paso Kia dealership. There are useful resources online, like Kelley Blue Book, to give you a good idea of what your current vehicle is worth and which allow you to compare trade-in values to private resale values. Sometimes it is more beneficial to sell the vehicle yourself than trade it in, because you can get more money. Lastly, it is time to schedule a test drive and visit your local Kia car dealer. Remember to bring along any printed information, notes, pre-approved loan papers, and other paperwork, like your list of features and options you want. Remember, if you test drive the vehicle and discover you do not like how it handles or performs, you are not obligated to buy that vehicle. You are free to choose another Kia model instead. If you have any questions, or need assistance using our online financing option or shopping for Kia vehicles online, contact us directly, here at Integrity Kia, at 915-856-2982.

One of the biggest mistakes people make when trading in a vehicle to purchase either a used or new vehicle from El Paso car dealers is not taking the time to find the value of their current vehicle. They put their entire trust into the dealer to give them a fair trade-in allowance. This is never a good idea, because you could end up getting far less than the vehicle is actually worth. It takes less than an hour to obtain an approximate value for your current vehicle using online resources like Kelley Blue Book and Edmunds. Keep in mind, there are numerous factors which are used to establish the value for your current vehicle. It is common to obtain completely different values for your current vehicle from each online resource you use. Criteria used to value a vehicle include the condition of the vehicle, age of the vehicle, and current mileage. It can be difficult to be honest about the actual condition of your vehicle, as owners tend to be a bit biased, but be honest with yourself to obtain accurate results. For instance, your vehicle could fall somewhere between good/average condition and very good/clean condition. In this case, look at the trade-in values for both conditions, and average those results to obtain an approximate value. If the good/average condition of your vehicle is $4,500, and the very good/clean condition value is $5,500, then the approximate value would be $5,000. ($4,500 + $5,500 = $10,000. $10,000 divided by 2 = $5,000). What Is the Difference Between Trade-In and Private Sale and Dealer Retail Values? There are up to three different values you can obtain from online resources. The trade-in value is how much you expect to receive from car dealers in El Paso. The private sale value is how much you could potentially sell the vehicle for if you sold it yourself rather than traded it in at the dealership. The dealer retail value is the average amount the same vehicle costs at local car dealers. Remember, the dealership wants to earn a profit on used vehicles, so they sell trade-ins for more money. Is It Better to Sell the Vehicle Myself? If the difference between the trade-in value and private sale value is at least $1,000, you may want to consider selling it yourself. However, it can take a few weeks or even months to find the right buyer. If you are able to wait, and sell the car before buying another one, you will have a larger down payment. In cases where you do not want to deal with selling the car yourself, trade it in at the dealer, instead. After you value your trade-in online, we invite you to stop by Integrity Kia in El Paso and allow us to make an offer on your used vehicle towards the purchase of a used, certified pre-owned or new vehicle. Feel free to contact us at 915-856-2982 with any questions or for further assistance.