Integrity KIA looks at the Different Types of Car Titles

 When you register your car, you get a title from DMV. If the car is free and clear, it is just a private passenger title. There are, however, other types of titles and each comes with its own requirements and insurance concerns. Integrity KIA explains the different types of vehicle titles.

First, Verify the Info

When you get your car title in the mail or you purchase a car, take a few steps to ensure you have the right title or that you aren’t a victim of fraud.

• Verify the VIN on the title and registration are the same
• Verify the VIN on the title matches the VIN on the driver’s side door jamb
• Make sure the VIN on the inside of the door jamb and the VIN plate in the bottom part of the windshield are the same.

Types of Titles

If you buy new a car or used car, or you have an accident, you will run into a few different titles.

• Salvage title or Junk title

If you file a car claim, and the cost of repairs exceeds the actual cash value of the car, the company will allow you to retain the vehicle if it is declared a total loss, but DMV will only issue a salvage title. When this happens, you can still keep the car and rebuild it or use it for parts. You will not receive a clear title, it may be marked ‘REBUILT,’ once repairs are complete.

• Rebuilt title

If a car has a rebuilt title, it cannot have a clear title in the future. Rebuilt titles are only issued to cars that have been rebuilt and inspected by the state.

• Clear title

Clear title is a regular title. It may have a lien on it.

• Abandoned title

Abandoned titles are issued to cars that have been impounded by a registered towing company or operator, or cars that have been abandoned for many years.

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