Are There Any Benefits to Add-Ons When Buying El Paso Cars for Sale?

Sep 9, 2015

Add-ons are extras offered to people purchasing new and used vehicles from dealerships in El Paso. Some people say it is not worth the extra money to purchase add-ons, while others prefer the protection they provide. In the end, it is entirely up to you to decide whether you want to purchase add-ons, and which ones you want. Take the time to review the following list of add-ons to learn what they are and how they are beneficial:

Extended Warranties: Extended warranties provide protection for your new or used vehicle after the original manufacturer’s warranty expires. If the original manufacturer’s warranty is not going to end before you pay off the car, then you may not want to purchase extended coverage. However, if the original warranty is going to end before the car if paid off, it is recommended to purchase extended coverage until the end of your loan. This way, if anything major goes wrong, you are not hit with an expensive repair bill and still have to worry about making your car payment.
Prepaid Service Agreements: Prepaying for certain services can save you money in the long run. These types of agreements cover oil changes, tire rotations, brake pad replacements, and other repairs not covered under warranties. When you purchase a prepaid service agreement, you normally get a discount and are paying today’s prices. If the costs of oil, brakes, or other parts or labor goes up, you do not have to worry, since you already prepaid your services.
GAP and Life Insurance: GAP insurance covers the difference between what your insurance company pays and what is owed on your loan in the event the car is totaled. If you put down a large down payment, or if the vehicle does not depreciate quickly, then you do not need GAP insurance. Life insurance pays off the loan in the event you pass away unexpectedly. It is important to read exactly what accidental deaths are covered to decide whether you really need the coverage.

All add-ons can be included into your car financing program at the time of purchase, too. Depending upon which ones you select, your monthly payments are only an extra $5 to $20 each month. If you have a hard time setting aside money for repairs, or do not have an existing life insurance policy, it is beneficial to consider purchasing add-ons at the time of sale.

If you decide not to purchase any add-ons when purchasing El Paso cars for sale, you still have the option to buy certain ones later on. Keep in mind, you could be required to pay the full amount upfront for the add-on or, if payment options are offered, they are paid separately from your monthly car payment. For more information and details about add-ons available with a new or used car, feel free to visit Integrity Kia or call 915-856-2982.